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F.A.Q.
RGSRY Loan Scheme

FREQUENTLY ASKED QUESTIONS

1.

Que.

What is the  maximum project cost allowed under RGSRY?

Ans

3.00 lakhs.

2. Que

Whether cost of land included in the Project Cost?

Ans

No.

3. Que

How much Govt. subsidy is admissible?

Ans

Govt. of Delhi would provide subsidy @ 15% of the project cost subject to the ceiling of Rs. 7,500/- per entrepreneur.

4. Que

What is the component of Project Cost?

Ans

Maximum project cost of Rs. 3.00 lakh is allowed 10% of Project Cost as on contribution in case of Gen. Category and 5% in case of special category (including SC/ST/OBC/Women/Ex-servicemen/ Physically Handicap etc.)

5. Que

Who are the beneficiaries?

Ans

School/College dropouts, individual Entrepreneurs, Trade Professionals, Artisans. Any adult beneficiary above 18 years and Maximum age limit is 50 Yrs

6. Que

Which are implementing agencies in Delhi?

Ans

Delhi KVI Board is only the implementing agency for RGSRY in Delhi.

7. Que

Where the beneficiary has to submit his/her application / project?

Ans

The beneficiary can submit his / her loan application / project online DKVIB website i.e. https://rgsry.co,in and http://edistrict.delhigovt.nic.in

8. Que

What are the main criteria of Project?

Ans

Any Body who reside in Delhi can apply under this scheme for loan as per Master Plan -2021.

9. Que

Whether EDP training is compulsory?

Ans

No.

10. Que

Whether surety is mandatory?

Ans

Yes

11. Que

What is the help line for the beneficiary in preparation of project?

Ans

No detail project report is required. However, Performa for project report is given on e-district portal of RGSRY.

12. Que

Whether an entrepreneur can submit more than one project?

Ans

No

13. Que

What is the definition of family?

Ans

Husband and spouse.

14. Que

Whether unit can be set up in urban area?

Ans

Yes in Delhi only.

15. Que

Whether an existing unit can avail funds under RGSRY?

Ans

Yes.

16. Que

What is lock in period for Govt subsidy?

Ans

02 years.

17. Que

What type of surety is required?

Ans

(A). Applicant shall furnish a surety/security of one Govt. Servant. The Govt. Servant may be either         employee of GNCTD or of its autonomous bodies or Central Govt. employees, working in Delhi.

(B). Collateral security: FDR/NSC/Govt. Security/Bank Guaranty etc. of equal to the loan amount.